The Great Wealth Transfer/Great Inheritance Drain
Our second wave of FinovateFall coverage includes interviews with the founders of Gentreo and Wysh- two young firms aiming to preserve member deposits across life cycles- as well as Veep Software, which delivers early wage access alongside financial education through the FI channel. Also- Glen reveals his Best of Show ballot, and touches on the startling plot twists with Plaid, Chase and open banking (spoilers entirely warranted).
Getting Real About Artificial Intelligence at Finovate
Key takeaways from last week’s Finovate Fall conference, including interviews with the founders of Best of Show winners Casap and Vertice AI. Also- Glen’s recap of the full Best of Show slate, and thoughts on what the 63 demo firehose tells us about today’s state of fintech.
Pardon the Innovation
John and Glen share perspectives on credit unions’ potential stablecoin play, a new reason to explore digital wallets, and the need for speed in the innovation arena- revisiting the “rapid response” model of our recent live Town Hall event. Also- more IPO mayhem and how weather patterns could impact loan portfolios.
Answering the Innovation Challenge
Glen connects with the founders of three early stage startups- Lulo, PromptWrx and Thryft Ship- who pitched for the $25,000 Innovation Challenge prize at Fintech South last week, each addressing a quite different pain point. Also- Visa gives up on US open banking, Wyoming (kind of) launches the first state-issued stablecoin, and our own audience vote for best startup.
It’s a Small (and Chaotic) World After All
Glen catches up with Lou Grilli for a first-hand recap of the recent World Credit Union Conference in Stockholm, Sweden, and to trade perspectives of a flurry of recent fintech news: open banking, stablecoin interest/”rewards,” debit interchange and another Zelle lawsuit. Also- a new leader at America’s Credit Unions, and have we entered the Era of the Do-Over?
448 Minutes of Fintech Demos for 475 FIs (and Others)
Glen gets the lowdown from Finovate’s Greg Palmer on what to expect at September’s New York City demo-fest, including a dedicated credit union track. Also- unanswered questions in the President’s de-banking Executive Order, and a showdown regarding BNPL’s role in credit reporting.
Open Markets, Impatient Rates
As we await the next Fed Open Market Committee readout, Glen speaks with CD Valet’s Mary Grace Roske about CD rate trends that aren’t as straightforward as one might expect. Also- stablecoins are officially GENIUS, CBDCs are still the Antichrist, and the big money keeps flowing into real time payments.
Real Time Payments’ Rapid Ascent Continues, with Some Odd Footnotes
In February we performed a side-by-side comparison of the impressive 2024 growth of RTP, FedNow and Same Day ACH, albeit off relatively small bases. At 2025’s halfway point the story is much the same- solid percentage growth continues despite larger starting points, while the dollar value of these transactions raises some intriguing questions.
Starting Simple, Small and with Purpose
Glen speaks with the CU De Novo Collective’s Denise Wymore about the grassroots groundswell of interest in starting new credit unions, overcoming the challenges of progressing from concept to market, and why a voice for CU creation is needed to counter a one-way trend. Also- Fiserv’s stablecoin play, The FTA’s attempt to preserve open banking, and how AI regulation became a budget issue.
Utah Community Credit Union and TransWest Credit Union Complete Core-Systems Merger in Record Five Months, Supported by Best Innovation Group
PROVO, Utah–(BUSINESS WIRE)–Utah Community Credit Union (UCCU) and TransWest Credit Union today announced the successful completion of their core-systems merger just five months after signing the letter of intent. By partnering closely with Best Innovation Group (BIG) and blending UCCU’s member-service culture with BIG’s rapid-deployment methodology, the team delivered a seamless transition with zero member downtime.