ChatGPT Runs off the (Guard)Rails

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It’s all fun and games until someone falls in love with a robot.

A mere three weeks ago we were playing with ChatGPT to generate whimsical poems about Crypto Winter. In the short period since, Google parent Alphabet’s stock sank 11% when a video leaked of an internal demo of its competing generative AI engine going awry. Then the New York Times ran a lengthy front page story about the test version of Microsoft Bing’s chatbot going rogue and trying to seduce its reporter into leaving his spouse.

Phoenix without the Football

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Glen’s visit to Deluxe Exchange- during Super Bowl week!- scores interviews covering the future workforce, a small business inflection point, an acceleration in payment speed, and an unexpected jolt of economic optimism.

Crashing – and Soaring – at CUNA GAC

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Glen’s pre-gaming for CUNA’s Government Affairs Conference includes interviews with CUNA’s Chief Product Officer Todd Spiczenski about this year‘s priorities, and Filene’s Community Development Director Cortney Arnold about the storied history of the GAC Crasher program.

Crypto and Credit Unions – By the Numbers

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Glen interviews John about the newly released CU Crypto Report, and insights on members’ crypto engagement that can be gleaned from analyzing data across a dozen credit unions

Have We Reached the Quantum Breaking Point?

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John and Glen interview computer security expert Roger Grimes about reports of an imminent Quantum Break that could render all cryptography and existing password protections obsolete, and how the intrigue has echoes of the 1960s Space Race.

Our ChatGPT Poem is Funny- and Illuminating

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Media coverage of last week’s Visa/Mastercard settlement predictably- and appropriately- focused on the impact to merchants and the card network behemoths. Fortunately most news outlets avoided the dubious claim that consumers would somehow benefit from the estimated $30 billion fee concession (there were exceptions- looking at you, New York Times).

FTX and the Real Keys to Crypto

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Glen speaks with PSCU’s crypto strategist Lou Grilli about what the FTX debacle means for credit unions, and likely paths forward. Also- ChatGPT blows minds (and creates a Crypto poem!) and Washington weighs in on digital assets.

Fintech Predictions for 2023

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In our annual Prognostication Episode John Best flags an imminent Quantum Break, Anne Legg confronts shrinkflation, John Janclaes ponders employee burnout and Glen Sarvady charts FedNow’s road ahead. Also discussions of tech layoffs, the battle for deposits, SMBs’ health, and an even wilder than usual set of Bitcoin price predictions.

The Biggest Fintech Stories of 2022

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John and Glen recap and update the biggest stories that impacted the credit union world and beyond during 2022: The Ethereum merge, inflation and the end of “free money,” a slowdown in VC cash, the FTX implosion, the intersection of the Ukraine, guns and payments, and more.

The Secret Superpowers of Student Credit Unions

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Glen speaks with leaders of the student-led federal credit unions at both Georgetown and the University of Pennsylvania about this unique corner of the CU world. Also- keeping HOPE alive, and outrunning regulation with industry fraud rules.