Real Time Payments’ Rapid Ascent Continues, with Some Odd Footnotes

In February we performed a side-by-side comparison of the impressive 2024 growth of RTP, FedNow and Same Day ACH, albeit off relatively small bases. At 2025’s halfway point the story is much the same- solid percentage growth continues despite larger starting points, while the dollar value of these transactions raises some intriguing questions.
Zelle Hits a Trillion, Same Day ACH Says “Hold My Beer”

A flurry of year-end data provided valuable insight on the state of faster payments in the US and prompted some organizational chest-thumping. It also breathes new life into the question, “how fast is fast enough?”