The Future (and Past) of Cash

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Like virtually every aspect of life, the COVID-19 pandemic has altered our relationship with cash- perhaps permanently in some aspects, but temporarily in others. This makes it an intriguing time for an industry conference titled The Future of Cash. I’m sure some snarky folks will quip that cash has no future.

The GameStop Aftermath- What to Watch For

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If I gave you a tip in early January on a stock that proceeded to triple in price in less than a month you’d be pretty happy, right? That’s hardly the prevailing attitude about GameStop, however. Of course, this is because the until-recently disregarded stock was briefly up more than twenty-fold in the interim.

Plaid Direct Deposit- Be Afraid, Be Very Afraid

You’ve probably seen the bumper stick that reads, “If you’re not outraged, you’re not paying attention.” Based on recent news I’m offering a new spin for leaders of credit unions and community banks: If you’re not terrified, you’re not paying attention.

Where Will the SolarWinds Blow Next?

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For a few weeks in December the SolarWinds software breach was big news. Like so many events these days, however, it was soon crowded out of the headlines- which I suspect is just fine with security experts, who prefer to combat these threats outside the glare of attention.

Predicting Bitcoin’s Price- and Other Fool’s Errands

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lready feels trivial to revisit 2020’s twists and turns, but we at BIG believe it’s important to hold ourselves to account. Our last blog assessed the accuracy of several of the fintech predictions we made as the curtain raised on 2020, including Big Tech incursions, strategic acquisitions and security breaches.

Grading our 2020 Fintech Predictions

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A blessing/curse of posting to the internet is that it’s virtually impossible to destroy evidence of past statements. Not that we’re looking to hide anything- when John Best and I recorded our annual BIGCast episode offering fintech predictions for the coming year, John rightly suggested we revisit 2020’s predictions, holding ourselves to accou

Find Out Why Digital Banking Will Never Be the Same

One of the biggest financial stories to emerge from the pandemic has been the forward jolt to digital adoption for services like banking an e-commerce. Of course, the overall trend toward digital channels has been underway for some time.

The Biggest Fintech Stories of 2020- Other Than Those Two

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John Best and I decided to bypass our annual Year’s Top Fintech Stories podcast and proceed directly to 2021 predictions- after all, isn’t everyone ready to move on without further discussion of coronavirus and the election?

Who Sets the Rules for the Gig Economy?

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The gig economy is driving one of the greatest labor market transformations in generations. Such shifts rarely occur without havoc and discomfort- which is precisely what we’re seeing today. On November 3 California residents voted on Proposition 22, a ballot initiative designed to reset the rules governing drivers for app-based services like Uber and DoorDash. The story is already compelling, and we’re nowhere near the final chapter.