Are Younger Generations Branching Out?

Are Younger Generations Branching Out?

Glen speaks with Georgia State University Finance Professor Jonathan Godbey about new student-led consumer research that yields some unexpected findings about Gen Z banking attitudes. Plus- Circle’s IPO is roundly celebrated, Illinois kicks the interchange can down the road, and the AI Easter Egg hiding in the Big Beautiful Bill.     

The Business of Trust

The Business of Trust

Glen speaks with Edelman Smithfield’s Deidre Campbell to explore her firm’s new Financial Services Trust Barometer and the (mostly) positive signs for banks and credit unions. Also- the latest Gen AI fiasco has a familiar ring, Illinois’ unworkable interchange law moves bizarrely close to reality, and why the CFPB’s withdrawal of its open banking rule isn’t necessarily cause for celebration.  

A Tale of Two Coinbases

A Tale of Two Coinbases

For Coinbase it was the best of weeks and the worst of weeks- all wrapped into one.

Let’s lead with the positive- last Monday S&P Global announced that it was adding Coinbase to its benchmark S&P 500 stock index. This marks a watershed moment for the crypto sector, a major psychological milestone signifying the mainstreaming of an industry that not long ago seemed on the ropes as a result of multiple scandals and depressed asset prices.

Have Your Bot Call My Bot

Have My Bot Call Your Bot

Recapping this month’s Finovate Spring event, Glen connects with Steven Ramirez (Beyond the Arc) and Elias Kruger (Long Range AI) to compare notes on the standouts and key takeaways- such as agentic AI- from San Diego. Also- Coinbase packs a year’s news into a single week, and Nevada looks to enter the payments fray.

Will Pay By Bank Run FIs Off the Rails?

Will Pay By Bank Run FIs Off the Rails?

Glen connects with Paylume’s Andrew Gomez to unpack the burgeoning pay by bank model, explore lessons learned from other countries’ rollouts, and consider the pros and cons facing banks and credit unions. Also- a possible open banking do-over, more stadium naming rights, and resisting the urge to spike the ball before the goal line.

Getting Direct About ACH

Getting Direct About ACH

A pair of conversations from last week’s Smarter Faster Payments conference- Glen’s annual check-in with Nacha CEO Jane Larimer, and PASA CEO Ghita Erling shares insights on modernizing South Africa’s payment system through collaboration rather than mandate. Also- AI shopping agents, Uber discovers paper, and the vultures swirl around checks.

Going Where the Trust Is

Going Where the Trust Is

Continuing our NACUSO Reimagine coverage, Glen speaks with Silvur founder Rhian Horgan about the “social journey of retirement” and how credit unions can play to their strengths in transitioning their biggest borrowers into their biggest depositors. Also- more of John’s conversation with cybersecurity expert Emma Zaballos about DeepSeek’s rise and the broader operational concerns around AI.

Honey, I Shrunk the NCUA Board

Honey, I Shrunk the NCUA Board

It was a fascinating week to be in the presence of 500 credit union leaders at NACUSO’s Reimagine conference. After all, the internal machinations of an obscure federal financial insurance/supervisory agency aren’t exactly headline fodder for the general public. To the industry professionals assembled in Vegas, however, it was clear a seismic shift had occurred. (Despite our lighthearted title let me be clear- this is no laughing matter.)   

Big Ideas Cut Through the Chaos

Big Ideas Cut Through the Chaos

Live from NACUSO’s Reimagine conference Glen speaks with the co-founders of Next Big Idea competition winner Goodbuy Cara Oppenheimer and Cary Fortin. CUSO lawyer Brian Lauer shares his insights on the rapidly evolving regulatory landscape, and then as if on cue the tectonic plates shift….

Executive Order to Eliminate Checks Isn’t Worth the Paper it’s Printed On

Executive Order to Eliminate Checks Isn’t Worth the Paper it’s Printed On

The number of Executive Orders emerging from President Trump’s Oval Office has been unprecedented. Many have been far-reaching and, in the eyes of some, over-reaching. Others have been just… weird. March 25’s EO mandating that the Federal Government cease issuing paper checks falls in the latter category.