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Interchange Income and the Dodd-Frank Act: What’s happened so Far and What Lies Ahead

By John Best |   May 24, 2017

The Dodd-Frank Wall Street Reform and Consumer Protection Act was enacted in response to the financial crisis of 2008 and the subsequent recession. Within it is a portion known as the “Durbin Amendment,” which affects how debit cards are processed. This seemingly small change to debit card processing – and interchange income – has, to say the least, been controversial.

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