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Jan 25, 2022
The Federal Reserve’s long-promised report on Central Bank Digital Currencies (CBDCs) finally arrived last week- and it could serve as a Rorschach test separating the supporters from the skeptics.
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Jan 18, 2022
We’re all aware the pandemic has altered Americans’ shopping and payments behavior- the remaining questions are how, and by how much.
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Jan 04, 2022
Everyone has their opinions on where the credit union and technology worlds are headed; we at BIG have been documenting our predictions for several years running. Although the navel-gazing part is fun, we believe it’s equally important to hold ourselves accountable.
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Dec 22, 2021
When John and I sat down to discuss the top stories impacting the fintech and credit union landscape during 2021, it quickly became clear how fast our world has been spinning. Major headlines like the market hysteria over meme stocks like GameStop and the sudden influence of Reddit groups like WallStreetBets already seem like ancient history- yet they were front page news as recently as February.
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Dec 07, 2021
Another week, another befuddling batch of employment numbers. In November my home state of Georgia set an all-time record low unemployment rate of 3.1%. Several others aren’t far behind. In normal times, this would be seen as a cause for celebration.
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Nov 01, 2021
While attending Money 20/20 last week I received a text from a colleague asking if I’d heard rumors about PAX terminals being pulled by a payment processor. At first I thought it might have been a typo, but soon enough I began hearing corroboration in the conference hallways. But the story got even juicier- the FBI had raided PAX’s Jacksonville warehouse.
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Oct 12, 2021
When Google pulled the plug on its closely followed checking initiative on October 1, the news was a bigger surprise than it probably should have been. The Big Tech firm has long subscribed to Silicon Valley’s “fail fast” mantra, and has a graveyard of abandoned products to show for it.
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Sep 28, 2021
The Finovate crew did an impressive job of bringing their winning formula of seven-minute live demos back into a live New York City setting in mid-September. By my visual estimate, 300-400 vaccinated and judiciously spaced attendees were in the Marriott Marquis ballroom at any given time.
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Aug 24, 2021
With each passing day, fewer business practitioners have direct experience dealing with the disruption caused by inflation cycles last felt in the US 30+ years ago. Are such skills coming back into fashion?
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Aug 10, 2021
We at BIG spend an unhealthy amount of time pondering the future trajectory of cash usage and its implications for credit unions- you’ll find some of our earlier analysis here.
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