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Data Sharing: Is The Glass Half-Full Or Half-Empty?

In this episode:

  • PSD2: what it does, how it works, how it aims to spur innovation, and the related acronyms you need to know.
  • The implications for FI operations, account holders and process maturity.
  • Who should pay for the data distribution?
  • How PSD2 can lead to decentralization, disintermediation, loss of revenue and the start of banking as a platform, as well as innovation, competition, and new options for customers and new recurring revenue streams.
  • Terms, conditions, and informed consent.
  • What does banking as a platform look like?
  • Will a PSD2-type of regulation be implemented in the United States? If so, would it pose a threat or an opportunity?

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